Calculators

Loan Calculator

Calculate monthly payments and compare the effect of extra repayments.

Processed locally

Fixed nominal annual rate, monthly payments. Not a lender quote or APR calculation. Enter local taxes and fees yourself.

More options
Result

Your answer will appear here.

Help and method

Loan Calculator: Monthly payment = P × r / (1 − (1+r)^−n); r = Annual rate (%) / 1200. r = 0 → P / n. Extra monthly payment → Balance ↓.

Amortization — CalculatorSoupMethods and reliability

Worked example

An example you can try or adapt to your own values.

Loan amount
100000
Annual rate (%)
6%
Term (months)
360

Result

Monthly payment: 599.55 Total interest: 115838.19